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fifth wheel recreation |
 Click here to access the recreational fulltimer's choice for camping and fifth wheel dealerships and accessories catalog. Whether your traveling in a motorhome, fifth wheel camper or trailer, fulltimer or seasonal, we have a selection of products and services sure to keep you smiling.
Conveniences range from the basics -- like running water, cooking and bathroom facilities, and a power source (either electricity or liquid propane) -- to added comforts such as air conditioning, entertainment systems and slideout rooms. RVs fall into two general categories: Towable RVs An RV designed to be towed by a motorized vehicle (car, van or pickup truck) and of such size and weight as not to require a special highway movement permit. Towable RVs do not require permanent on-site hook-up. Click on an RV for more information. You probably don''t think about having to make a claim when you purchase insurance. But having "peace of mind" when you travel is exactly why you buy it. One easy way to narrow your choices is to only consider insurance companies that have RV claim expertise. Most don''t because they focus on life, auto or homeowners insurance and therefore spend less time handling motor home and trailer claims. Most auto policies won''t replace stolen or damaged personal property. travel If you insure your RV on your auto policy, it typically doesn''t include coverage for clothes, cameras, tools, bicycles, dishes and other personal property. That''s the job of your homeowners policy. Unfortunately, only 10% of your homeowners personal belongings insurance limit can typically be used to cover off-premises property (i.e., in your RV). That may not be enough. Plus, you may be stuck paying a $250 or higher deductible. Specialized Recreation vehicle insurance policies should provide high limits for personal property, a zero deductible on belongings coverage, plus optional replacement cost coverage so you can replace trailors stolen or damaged items with new items of similar kind and quality. Attached accessories may not be covered. If you add awnings, antennas, a satellite dish or other attached accessories to your motor home or trailer after you buy it, many insurance policies won''t cover them. Unfortunately, travel these expensive items are commonly damaged. Make sure you buy a policy that covers these items, even if you add them after you buy the RV.
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