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 Click here to access the recreational fulltimer's choice for camping and fifth wheel dealerships and accessories catalog. Whether your traveling in a motorhome, fifth wheel camper or trailer, fulltimer or seasonal, we have a selection of products and services sure to keep you smiling.
Most auto policies won''t replace stolen or damaged personal property. If you insure your RV on your auto policy, it typically doesn''t include coverage for clothes, cameras, tools, bicycles, dishes and other personal property. That''s the job of your homeowners policy. Unfortunately, only 10% of your homeowners personal belongings insurance limit can typically be used to cover off-premises property (i.e., in your RV). That may not be enough. Plus, you may be stuck paying a $250 or higher deductible. Specialized Recreation vehicle insurance policies should provide high limits for personal property, a zero deductible on belongings coverage, plus optional replacement cost coverage so you can replace stolen or damaged items with new items of similar kind and quality. Attached accessories may not be covered. If you add awnings, antennas, a satellite dish or other attached accessories to your motor home or trailer after you buy it, many insurance policies won''t cover them. Unfortunately, these expensive items are commonly damaged. Make sure you buy a policy that covers these items, even if you add them after you buy the RV. Motor home and trailer policies include the basics like collision and comprehensive (also known as "other-than-collision" or "all-other-loss") coverages. But they don''t stop there. A RV policy picks up where most ordinary auto policies leave off. The following illustrate how much protection a policy delivers. Protect your new RV with total loss replacement coverage. Own or buying a new model RV? Ask about total loss replacement coverage. If your RV is destroyed within its first five model years, this coverage will ensure that you get a brand new replacement of similar make and model - even if it costs more than you paid for the original unit! Special coverages for full-time RVers and stationary trailer owners. We offer special coverages for full-time RVers who use their rig as a residence. Similar to a homeowners policy, our full-timer package includes comprehensive personal liability (CPL) protection, which provides coverage in case you are sued pr damage someone else''s property. When making the decision to purchase a new RV, one of the first things you most likely considered was which RV you wanted to buy. With multiple models and numerous manufacturers, the choices are practically endless. So surely much time was spent investigating which RV best met your family''s needs. Unfortunately, finding the perfect RV is where many RVers stop their research. The same diligence used in selecting an RV should also be used to evaluate which insurance will best protect not only your RV, but also your RVing lifestyle. If you haven''t checked out RV-specific insurance coverage lately, it''s likely you''re underinsured. By insuring your specialty investment with a standard auto carrier, you may also be ensuring a financial loss down the road should you ever need to file a claim.
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