Guaranteed Total Loss Replacement If you have a model year RV, you may be eligible for Total Loss Replacement. Total Loss Replacement Explained... If your RV is destroyed within its first five model years, this coverage will ensure that you get a brand new RV- even if it costs more than you paid for the original unit! This coverage is a great way to protect your investment from the effects of depreciation. During model years 6 through the life of your policy our companies will pay the original purchase price toward the cost of a new RV. Automatic Coverage for Accessories Our companies automatically cover attached accessories such as awnings, satellite dishes, and air conditioning units. High Liability Limits Our policies start with your liability coverage at: $100,000 Each Person $300,000 Per Accident $50,000 Property Damage. Optional coverages: Up to 1 Million dollars of liability coverage.

When making the decision to purchase a new RV, one of the first things you most likely considered was which RV you wanted to buy. With multiple models and numerous manufacturers, the choices are practically endless. So surely much time was spent investigating which RV best met your family''s needs. Unfortunately, finding the perfect RV is where many RVers stop their research. The same diligence used in selecting an RV should also be used to evaluate which insurance will best protect not only your RV, but also your RVing lifestyle. If you haven''t checked out RV-specific insurance coverage lately, it''s likely you''re underinsured. By insuring your specialty investment with a standard auto carrier, you may also be ensuring a financial loss down recreationalandvehicles the road should you ever need to file a claim.

Like the RVs they protect, Recreation vehicle insurance policies differ by company. Coverages vary. Claim expertise does too. Even if you only use your RV for occasional weekend trips, your Recreation vehicle insurance purchase decision should be based on which company provides the best long-term value - a mix of coverage, experience and price. Carefully consider the points listed below. The right choice now could save you plenty of headaches and money later. Insuring your RV on your auto policy could leave you exposed. Many RV owners choose to insure their RV on the same policy as their car, even though an auto policy was never designed to insure such specialized equipment. Be careful. Most auto policies don''t include important coverages that RVers like you need. What''s more, even recreationalandvehicles minor RV claims can dramatically boost your entire auto insurance bill. Buying a separate, specialized motor home or trailer policy avoids this risk.

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