Can I reduce my premium if I store my RV for the winter months? Our A+ rated companies have provided rates that are already adjusted for seasonal use. Are there any states in which you can not issue coverage? We can provide coverage in every state except Can I loan my RV to friends and neighbors? Yes. However, if they will be using it on a regular basis, or the RV will be co-owned, you''ll need to provide information on all regular operators.How does your Towing and Roadside Assistance work? You make one call and a service provider will be dispatched immediately. Services are available 24 hours a day 7 days a week. If you have a trailer policy, we''ll provide service for your towing vehicle as well.Do you quote fifthwheeltraveltrailers six month or annual policies? All of our policies are annual. Do you write coverage for Heavy Duty Tow Vehicles? Yes, we can provide a policy for your truck if it exceeds 1 ton. The truck or tow vehicle must be used in conjuction with a fifth wheel or trailer.

Guaranteed Total Loss Replacement If you have a model year RV, you may be eligible for Total Loss Replacement. Total Loss Replacement Explained... If your RV is destroyed within its first five fifthwheeltraveltrailers model years, this coverage will ensure that you get a brand new RV- even if it costs more than you paid for the original unit! This coverage is a great way to protect your investment from the effects of depreciation. During model years 6 through the life of your policy our companies will pay the original purchase price toward the cost of a new RV. Automatic Coverage for Accessories Our companies automatically cover attached accessories such as awnings, satellite dishes, and air conditioning units. High Liability Limits Our policies start with your liability coverage at: $100,000 Each Person $300,000 Per Accident $50,000 Property Damage. Optional coverages: Up to 1 Million dollars of liability coverage.

Let''s suppose a person slips on the steps of your parked RV. If you are found legally liable for the loss, our companies will pay for first aid and medical expenses. Theft of Your Personal Property Covers your personal items such as clothing, cameras, and tools inside or outside your rig. Our policies start with $2,000 of coverage. Damage by Stray Animals With a policy from our A+ rated companies you''re even covered for damage by stray animals. Vandalism Damage by vandals Vandalism Damage by vandals is covered under your comprehensive coverage with the deductible you choose. Accessories Coverage The policies from our top-rated companies automatically cover awnings, antennas, satellite dishs, or other attached accessories even if you add them after you purchase the RV. Unfortunately, these expensive items are commonly damaged, and many insurance policies will not cover them.

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