Collision With Low Branch or Overhang Covers damage to your RV and attached items like awnings and A/C Units. Collision With Another Vehicle Covers damage to your vehicle when you are involved in a collision with another vehicle. Ask about Diminishing Deductibles. Theft Covers Theft of Your RV Theft of your RV is covered under your comprehensive coverage with your choice of deductible. Flood Covers your RV and its contents from damage caused by high water. Fire Covers your RV and contents that are damaged or destroyed by smoke or fire. Windstorm Covers your RV, plus items like awnings and satellite dishes that are damaged by wind. Emergency Expenses Covers lodging, rental car and/or travel home if your RV is not useable due to a covered loss more than fifty miles from home. 24-hour Roadside Assistance "Sign and Drive" coverage pays for unlimited expenses to get 5thwheeltraveltrailers your rig to the nearest qualified repair facility. Includes: Towing, locksmith, breakdown, battery failure, flat tire, delivery of fuel, and entrapment in snow, mud, water, or sand.

Like the RVs they protect, Recreation vehicle insurance policies differ by company. Coverages vary. Claim expertise does too. Even if you only use your RV for occasional weekend trips, your Recreation vehicle insurance purchase decision should be based on which company provides the best long-term value - a mix of coverage, experience and price. Carefully consider the points listed below. The right choice now could save you plenty of headaches and money later. Insuring your RV on your auto policy could leave you exposed. Many RV owners choose to insure their RV on the same policy as their car, even though an auto policy was never designed to insure such specialized equipment. Be careful. Most auto policies don''t include important coverages that RVers like you need. What''s more, even minor RV claims can dramatically boost your entire auto insurance bill. Buying a separate, specialized motor home or trailer policy avoids this risk.

Can I reduce my premium if I store my RV for the winter months? Our A+ rated companies have provided rates that are already adjusted for seasonal use. Are there any states in which you can not issue coverage? We can provide coverage in every state except Can I loan my RV to friends and neighbors? Yes. However, if they will be using it on a regular basis, or the RV will be co-owned, you''ll need to provide information on all regular operators.How does your Towing and Roadside Assistance work? You make one call and a service provider will be dispatched immediately. Services are available 24 hours a day 7 days a week. If you have a trailer policy, we''ll provide service for your towing vehicle as well.Do you quote six month or annual policies? All of our policies are annual. Do you write coverage for Heavy Duty Tow Vehicles? Yes, we can provide a policy for your truck if it exceeds 1 ton. The truck or tow vehicle must be used in conjuction with a fifth wheel or trailer.

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