Motor home and trailer policies include the basics like collision and comprehensive (also known as "other-than-collision" or "all-other-loss") coverages. But they don''t stop there. A RV policy picks up where most ordinary auto policies leave off. The following illustrate how much protection a policy delivers. Protect your 5thwheels new RV with total loss replacement coverage. Own or buying a new model RV? Ask about total loss replacement coverage. If your RV is destroyed within its first five model years, this coverage will ensure that you get a brand new replacement of similar make and model - even if it costs more than you paid for the original unit! Special coverages for full-time RVers and stationary trailer owners. We offer special coverages for full-time RVers who use their rig as a residence. Similar to a homeowners policy, our full-timer package includes comprehensive personal liability (CPL) protection, which provides coverage in case you are sued pr damage someone else''s property.

Guaranteed Total Loss Replacement If you have a model year RV, you may be eligible for Total Loss Replacement. Total Loss Replacement Explained... If your RV is destroyed within its first five model years, this coverage will ensure that you get a brand new RV- even if it costs more than you paid for the original unit! This coverage is a great way to protect your investment from the effects of depreciation. During model years 6 through the life of your policy our companies will pay the original purchase price toward the cost of a new RV. Automatic Coverage for Accessories Our companies automatically cover attached accessories such as 5thwheels awnings, satellite dishes, and air conditioning units. High Liability Limits Our policies start with your liability coverage at: $100,000 Each Person $300,000 Per Accident $50,000 Property Damage. Optional coverages: Up to 1 Million dollars of liability coverage.

If you own a home, you can buy a homeowners policy that will pay to replace your home if it''s destroyed. Unfortunately, most Recreation vehicle insurance policies don''t offer this option. By purchasing this coverage, you''ll be able to replace your RV with a brand new one of like kind and quality if it''s destroyed. If you own a new RV, or are thinking of buying one,t his coverage is a great way to protect your inventment from the effects of depreciation. Why the financial condition of the company is important. Most people don''t ask about the financial stability of their insurance company. You should. After some insurance companies went out of business. How can you tell which companies are financially strong? Listen to the opinion of the nation''s leading independent insurance company rating organization. Companies with an "A" (Excellent) or "A+" (Superior) rating are good choices. Ask your agent about your company''s A.M. Best rating.

©2003 www.fifth-wheel-recreation.com All rights reserved.